Thursday, August 27, 2020
Duchenne Muscular Dystrophy Research Paper Example | Topics and Well Written Essays - 750 words
Duchenne Muscular Dystrophy - Research Paper Example The writer of this examination paper gives the peruser the depiction of a condition called Duchenne solid dystrophy that is named after French nervous system specialist Guillaume Benjamin Amand Duchenne who is known for his portrayal of the ailment in fine detail. This examination paper centers around talking about of the different parts of the Duchenne strong dystrophy, for example, it's essential definition, depiction, the study of disease transmission, pathogenicty, indications and conclusion, treatment and on-going exploration. This desiase is regular in young men between ages 3 and 5 and advances quick with most patients totally incapable to stroll by age 12. Be that as it may, the ailment can be distinguished with about 95% exactness by leading hereditary investigations during pregnancy. Right now, a few potential medicines are being explored in preliminaries all around in clinics, labs, autonomous specialists, research foundations and higher learning establishments, for exampl e, colleges with the significant spotlight put on compatibility fix from undeveloped cells and quality treatment. The scientist clarifies current treatment techniques that essentially focus on only controlling indications and improving personal satisfaction. It is presumed that duchenne solid dystrophy stays one of the best wellbeing worries among little youngsters and particularly young men today. It is reasonable that eager moms who are transporters of the sickness find support from specialists during their pregnancy with the goal that means can be taken to limit impacts of the disease on their kids as treatment is still explored.
Saturday, August 22, 2020
Jackson Pollock and Modern Art Essay Example | Topics and Well Written Essays - 1000 words
Jackson Pollock and Modern Art - Essay Example The article Jackson Pollock and Modern Art investigates the craft of Jackson Pollock and his effect with regards to Modern Art. He was â€Å"a roughshod, discourteous, tremendously eager, forceful, drunkard, tormented craftsman .†This picture is imperative to a translation of the evidently disorderly nature of a lot of Pollock’s works, and the procedure that prompted them. Be that as it may, as is frequently the situation with imaginative specialists of various kinds, and especially painters, for example, Pollock, there was a technique to his frenzy. As Toynton has called attention to, movies of Pollock making his compositions unmistakably show that even the most theoretical of them start as metaphorical works and just move into the theoretical as they develop.Pollock moved his canvas from the easel to the floor, along these lines empowering him to take a shot at a lot bigger canvases without hardly lifting a finger than previously, and furthermore to see them from var ious perspectives. In one uncovering explanation he discussed his procedure and why he utilized it: My canvas doesn't originate from the easel. I barely ever stretch the canvas before painting. I want to attach the unstretched canvas to the hard divider or the floor. I need the opposition of a hard surface. On the floor I am more quiet. I feel closer, more piece of the artwork, since thusly I can stroll around it, work from the four sides and truly be in the painting. It is fascinating to take note of that Pollock takes an extraordinary but then easygoing way to deal with his work of art. Along these lines the way that he doesn't experience the regularly relentless procedure. of extending the canvas before painting on it, but instead simply attaching it to a divider or floor delineates the easygoing, practically crude strategy for planning. Simultaneously Pollock turns out to be all the more strongly associated with the work of art, as though he were really a piece of it: I keep on escaping from the typical painter's instruments, for example, easel, palette, brushes, and so forth. I lean toward sticks, trowels, blades and trickling liquid paint or a substantial impasto with sand, broken glass or other remote issue included. At the point when I am in my painting, I'm not mindful of what I'm doing. It is simply after a kind of 'acclimate' period that I see what I have been about. I have no dread of making changes, devastating the picture, and so forth., in light of the fact that the canvas has its very own existence. I attempt to let it come through. It is just when I lose contact with the artistic creation that the outcome is a wreck. In any case there is unadulterated congruity, a simple give and take, and the composition comes out well. (Varnedoe, 23) Being in the painting is obviously scarcely new to Pollock, however the way that his procedure evidently fitted into his enthusiastic and scholarly connection to the composition is. His physical method: remaining on and along these lines inside the work of art, had a significant impact both upon his manifestations tons of inventive craftsmen when all is said in done and painters specifically, for a considerable length of time both during and after his lifetime. Pollock implied, albeit never expressly expressed, that he was impacted by Native American sand works of art, which are made by streaming dainty lines of hued sand onto a level surface. After WWII, in 1947 Pollock started what he called his activity artistic creations, which were at any rate halfway educated by the surrealist thoughts of mystic automatism. This automatism was intended to be an immediate articulation of the oblivious. An immediate articulation of something which is, by definition, mysterious to the cognizant brain may appear to be a
Friday, August 21, 2020
How to Ask Your Friends and Family For Money
How to Ask Your Friends and Family For Money How to Ask Friends and Family For Money Asking your friends and family for money can be a dangerous proposition. Here are some best practices to make sure that it wont end in tears and anger.Unless you live in a post-capitalist society, you’re probably going to run into a financial emergency at some point. Hopefully, you have an emergency fund already prepared for something like this, but if not, you may need to borrow money to get through it.This is especially true if the financial emergency affects your car or your body or anything else that’s vital to your day-to-day life. If your credit is in a good place, you can take out a loan with a relatively low interest rate. If your credit is in a bad place, then your options are more limited.You might be tempted to take out a payday loan, but we would strongly caution against it. The payment terms are incredibly short, and if you don’t pay back the whole loan plus interest and fees in time, you’ll have to pay to extend the loa n. This is a quick path to a cycle of debt that can make everything worse.Getting an installment loan can be a better option, as you can work out a much more reasonable schedule. You’ll still need to be careful, however. Make sure that the lender wants some kind of proof of income and make sure the payments are amortizing, meaning that each payment covers some of the original principal as well as the interest. Otherwise, you could get scammed.Ideally, the lender should have an easy-to-access customer service line, so you can work something out if you’re ever worried you can’t make a payment. And of course, if your credit is shot, you’ll have to settle for a bad credit loan or a no credit check loan with less than ideal interest rates.But there’s one way to take out a loan with zero-to-reasonable interest rates, even if you have terrible credit. It’s called the First Bank of Friends and Family. It can be incredibly uncomfortable asking loved ones for help, but it’s an o ption worth considering.To borrow, or not to borrowBefore we get into how you should ask friends or family for help, it’s worth figuring out where that option should rank in your consideration.There are certainly obvious advantages to borrowing money from friends or family. Depending on how well you get along, you may not need to pay any interest at all. And if you’re relationship is on good terms, they should be more accommodating than a bank or other lender would be. And though you might feel weird asking, if you get taken in by a scammy title loan or payday loan store, you’ll be in a worse financial position should your friend or family ever need help one day.But some believe that asking friends or family for money should be a last resort option. “First of all, you should avoid asking them at all costs,†financial expert Debbi King (@DebbiKing) told us. “No matter what plan you have in place, there will always be a tenseness in the relationship possibly even after the money is paid back.â€But if you do decide to ask your family or friends for money, you’re going to want to follow some ground rules.Make sure you have a planAs King mentioned above, you don’t want there to be any more hurt feelings or tension than is necessary. That’s why she suggests you: “Develop a plan that is beneficial to both parties â€" one that will help you out without hurting the family member or friend. And then aggressively plan on paying back the money before anything else.â€She even offered a personal example from her own family: “Many years ago, my mom borrowed money from her dad to buy her first car. She was supposed to pay him back a small amount each month until it was paid. She actually paid him off every week and paid him much more than agreed upon. To her, paying my grandfather back was the most important thing right behind housing.“What she did 50 years ago still works great today. If and only if you must borrow from a friend or family member, as k as little as possible, go in with a payment plan, and then make it a priority to pay back.â€Get it in writingIt might be uncomfortable to write out a contract with a friend or family member, but there’s a reason so many financial transactions require them. Jeff Campbell (@middleclassdad1), of NewMiddleClassDad.com shared a personal experience of his own to emphasize the importance of written contracts:“I lent my father a very large sum of money 10 years ago after he filed bankruptcy and had nowhere else to turn and had to go through the process of realizing he would never pay me back and how that impacted our relationship. The key in entering any business arrangement with family or friends is to be crystal clear and transparent about everything.Putting the agreement in writing really helps; that way there’s no gray area and no surprises. It’s even better if the person lending the money looks at it more as a gift than a loan. When you have no expectations of getting repai d then there’s no disappointment when the family member or friend falls short of their agreement.Ultimately I had to look at my own loan to my father as a gift. If I hadn’t, I would have forever been resentful of his failure to repay it and it would have tainted my final years with him. In the end, I’d rather have those years than those dollars. Inevitably business agreements and partnerships fail because one person has a different expectation than the other and instead of discussing, it one just expects the other to do what they would do in that situation.At the very least having a specific written agreement eliminates the possibility of confusion or misinterpretation.â€More tips for borrowing money from family and friendsCarla Dearing, CEO of SUM180 (@mysum180), also advised getting the deal in writing, and offered some additional advice:“1. Protect the personal relationship by creating a clear and fair repayment plan up front. Put it in writing and stick to it. Whether a legal document is created or not, your personal relationship depends on the borrower taking this transaction seriously.“2. Insist on paying interest at a rate of at least what your friend or family member would earn if he or she put the money in a high yield savings account. The truth is, with bank rates as low as they are these days (1-2 percent), by asking for a loan and offering to pay 4-5 percent interest, you could be doing your family member a favor.“3. Create a schedule for tracking payments on the loan and share it with your friend or family member. Knowing when to expect your payments and when the loan will be repaid in full should ease any anxiety your personal lender may have. You show your gratitude for the favor of the loan by making repayment as transparent and stress-free for them as possible.â€Looking for a good sample contract? Well, we’ve actually written one for you! Check it out below. Hopefully, you’ll never need it, but better to have it and not ne ed it than to need it and end up broke.Personal Loan Agreement How to Ask Friends and Family For Money Asking your friends and family for money can be a dangerous proposition. Here are some best practices to make sure that it wont end in tears and anger.Unless you live in a post-capitalist society, you’re probably going to run into a financial emergency at some point. Hopefully, you have an emergency fund already prepared for something like this, but if not, you may need to borrow money to get through it.This is especially true if the financial emergency affects your car or your body or anything else that’s vital to your day-to-day life. If your credit is in a good place, you can take out a loan with a relatively low interest rate. If your credit is in a bad place, then your options are more limited.You might be tempted to take out a payday loan, but we would strongly caution against it. The payment terms are incredibly short, and if you don’t pay back the whole loan plus interest and fees in time, you’ll have to pay to extend the loa n. This is a quick path to a cycle of debt that can make everything worse.Getting an installment loan can be a better option, as you can work out a much more reasonable schedule. You’ll still need to be careful, however. Make sure that the lender wants some kind of proof of income and make sure the payments are amortizing, meaning that each payment covers some of the original principal as well as the interest. Otherwise, you could get scammed.Ideally, the lender should have an easy-to-access customer service line, so you can work something out if you’re ever worried you can’t make a payment. And of course, if your credit is shot, you’ll have to settle for a bad credit loan or a no credit check loan with less than ideal interest rates.But there’s one way to take out a loan with zero-to-reasonable interest rates, even if you have terrible credit. It’s called the First Bank of Friends and Family. It can be incredibly uncomfortable asking loved ones for help, but it’s an o ption worth considering.To borrow, or not to borrowBefore we get into how you should ask friends or family for help, it’s worth figuring out where that option should rank in your consideration.There are certainly obvious advantages to borrowing money from friends or family. Depending on how well you get along, you may not need to pay any interest at all. And if you’re relationship is on good terms, they should be more accommodating than a bank or other lender would be. And though you might feel weird asking, if you get taken in by a scammy title loan or payday loan store, you’ll be in a worse financial position should your friend or family ever need help one day.But some believe that asking friends or family for money should be a last resort option. “First of all, you should avoid asking them at all costs,†financial expert Debbi King (@DebbiKing) told us. “No matter what plan you have in place, there will always be a tenseness in the relationship possibly even after the money is paid back.â€But if you do decide to ask your family or friends for money, you’re going to want to follow some ground rules.Make sure you have a planAs King mentioned above, you don’t want there to be any more hurt feelings or tension than is necessary. That’s why she suggests you: “Develop a plan that is beneficial to both parties â€" one that will help you out without hurting the family member or friend. And then aggressively plan on paying back the money before anything else.â€She even offered a personal example from her own family: “Many years ago, my mom borrowed money from her dad to buy her first car. She was supposed to pay him back a small amount each month until it was paid. She actually paid him off every week and paid him much more than agreed upon. To her, paying my grandfather back was the most important thing right behind housing.“What she did 50 years ago still works great today. If and only if you must borrow from a friend or family member, as k as little as possible, go in with a payment plan, and then make it a priority to pay back.â€Get it in writingIt might be uncomfortable to write out a contract with a friend or family member, but there’s a reason so many financial transactions require them. Jeff Campbell (@middleclassdad1), of NewMiddleClassDad.com shared a personal experience of his own to emphasize the importance of written contracts:“I lent my father a very large sum of money 10 years ago after he filed bankruptcy and had nowhere else to turn and had to go through the process of realizing he would never pay me back and how that impacted our relationship. The key in entering any business arrangement with family or friends is to be crystal clear and transparent about everything.Putting the agreement in writing really helps; that way there’s no gray area and no surprises. It’s even better if the person lending the money looks at it more as a gift than a loan. When you have no expectations of getting repai d then there’s no disappointment when the family member or friend falls short of their agreement.Ultimately I had to look at my own loan to my father as a gift. If I hadn’t, I would have forever been resentful of his failure to repay it and it would have tainted my final years with him. In the end, I’d rather have those years than those dollars. Inevitably business agreements and partnerships fail because one person has a different expectation than the other and instead of discussing, it one just expects the other to do what they would do in that situation.At the very least having a specific written agreement eliminates the possibility of confusion or misinterpretation.â€More tips for borrowing money from family and friendsCarla Dearing, CEO of SUM180 (@mysum180), also advised getting the deal in writing, and offered some additional advice:“1. Protect the personal relationship by creating a clear and fair repayment plan up front. Put it in writing and stick to it. Whether a legal document is created or not, your personal relationship depends on the borrower taking this transaction seriously.“2. Insist on paying interest at a rate of at least what your friend or family member would earn if he or she put the money in a high yield savings account. The truth is, with bank rates as low as they are these days (1-2 percent), by asking for a loan and offering to pay 4-5 percent interest, you could be doing your family member a favor.“3. Create a schedule for tracking payments on the loan and share it with your friend or family member. Knowing when to expect your payments and when the loan will be repaid in full should ease any anxiety your personal lender may have. You show your gratitude for the favor of the loan by making repayment as transparent and stress-free for them as possible.â€Looking for a good sample contract? Well, we’ve actually written one for you! Check it out below. Hopefully, you’ll never need it, but better to have it and not ne ed it than to need it and end up broke.Personal Loan AgreementDate of Loan:Full Repayment Date:Amount Borrowed:Terms of Contract:I, _______________, borrowed $__________on ______________, from __________________.Print borrower name Loan amount Date of loan Print lender nameThe money was borrowed for the purpose of __________________ and will be repaid, in full,Reason for loanby ________________.Full repayment dateThe loan will be repaid in: one payment / series of scheduled paymentsCircle repayment structureIf repayment will be through a series of scheduled payments:There will be _________ payments in the amount of $__________made on the following dates:# of payments Payment amountPayment NumberDate DueDate Paid123456789101112Interest and fees associated with this loan:Interest Rate (if applicable) Fees (if applicable)Example: $500 loan with 15% APR and fixed payments repaymentPayment NumberMonthly PaymentDebt Remaining1$95.83$479.172$95.83$383.343$95.83$287.514$95.83$191.685$95.83$ 95.836$95.83$0.00Monthly payments and debt remainingPayment NumberMonthly PaymentDebt Remaining1$$2$$3$$4$$5$$6$$7$$8$$9$$10$$11$$12$$If for any reason any scheduled payment is late, the following action applies:If loan is not repaid in full by repayment date, the following will occur:______________________________________ _____________Lender’s Signature Date______________________________________Lender’s Printed Name______________________________________ _____________Borrower’s Signature Date______________________________________Borrower’s Printed NameAdditional Notes/Witnesses Present:________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________For more information on the best ways to borrow money when youre in a jam, check out these other posts from the OppLoans Financial Sense Blog:5 Alarming Payday Loan StatisticsHow to Avoid Bad Credit Loan ScamsIs Guaranteed Approval a Real Thing?Have you ever borrowed a large sum of money from a friend or family member? Wed like to hear about your experience! You can email us or you can find us on Facebook and Twitter.Visit OppLoans on YouTube | Facebook | Twitter | LinkedINContributorsJeff Campbell (@middleclassdad1) blogs on all things Personal Finance, Parenting, Relationships more at MiddleClassDad.com. He is a Dad, Husband, Martial Artist and worked for over 2 decades as a leader for Whole Foods Market.Carla Dearing, a Wall Street veteran, is the CEO of SUM180 (@mysum180), an online financial wellness service designed to be simple and affordable. Carla is also CEO of Vibrant Nation, the leading online community of women 35+, and CEO and Managing Director of IMC, a Louisville, Kentucky-based marketing services agency.Debbi King (@D ebbiKing) is a personal finance expert, motivational speaker, and the author of two award-winning books, “The ABC’s of Personal Finance†and “26 Weeks to Wealth and Financial Freedomâ€. She is also the host of a weekly radio show, “The ABC’s of Personal Financeâ€. Debbi has been featured in numerous media outlets empowering others to win in the area of money. In addition to her work, she is the founder and President of Lovell Ministries and is happily married with a beautiful 19-year-old daughter, 4 stepchildren and 5 wonderful granddaughters.
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